What changed—and why.
Each point is a saved daily reading from the same fixed formula. It is a summary of available evidence, not a prediction or a recommendation.
30-day view
Reopen the facts behind each score.
13 saved days in this view
The evidence is mixed: the economy and borrowing costs are pulling in different directions.48 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 48-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 32, borrowing conditions score 50, and current market tone scores 37. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- Inflation is 3.7%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The 10-year Treasury rate is 5.09% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Large US stocks are lower in the latest price check SPY and QQQ are liquid market trackers, so their moves give a quick—but incomplete—read on large US companies. They do not show whether smaller companies are participating.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.50 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 50-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 32, borrowing conditions score 49, and current market tone scores 49. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- Inflation is 3.7%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The 10-year Treasury rate is 5.10% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- US crude inventories fell 8.6 million barrels A large inventory drop can signal tighter supply and add upward pressure to fuel costs.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.52 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 52-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 41, borrowing conditions score 53, and current market tone scores 44. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- Inflation is 3.7%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The 10-year Treasury rate is 5.19% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.52 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 52-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 41, borrowing conditions score 47, and current market tone scores 48. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- Inflation is 3.7%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The 10-year Treasury rate is 5.21% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.54 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 54-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 45, borrowing conditions score 49, and current market tone scores 53. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.24% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.54 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 54-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 45, borrowing conditions score 49, and current market tone scores 51. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.24% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.56 · Mixed
7 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 56-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 69, everyday price pressure scores 45, borrowing conditions score 49, and current market tone scores 61. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.24% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- Large US stocks are higher in the latest price check SPY and QQQ are liquid market trackers, so their moves give a quick—but incomplete—read on large US companies. They do not show whether smaller companies are participating.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.56 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 56-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 45, borrowing conditions score 49, and current market tone scores 61. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.24% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.55 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 55-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 45, borrowing conditions score 49, and current market tone scores 57. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.22% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.54 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 54-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 45, borrowing conditions score 49, and current market tone scores 51. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.28% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.54 · Mixed
7 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 54-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 50, borrowing conditions score 48, and current market tone scores 48. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.27% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.57 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 57-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 51, borrowing conditions score 50, and current market tone scores 60. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.27% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.
The evidence is mixed: the economy and borrowing costs are pulling in different directions.57 · Mixed
8 directly linked sources support this briefing. Numbers come from official US agencies and source-labeled Alpaca ETF observations.
Today’s 57-point score comes from a fixed formula, not an AI opinion. Growth and jobs score 67, everyday price pressure scores 51, borrowing conditions score 48, and current market tone scores 63. 4 of 4 score areas have usable evidence. Confidence measures data coverage—not certainty about where markets go next. This is a plain-English snapshot of reported facts, not a prediction or a recommendation to buy or sell anything.
- The 10-year Treasury rate is 5.31% This rate helps set the tone for mortgages, business borrowing, and how investors value future company profits. Higher rates generally make borrowing harder.
- Inflation is 3.4%; unemployment is 4.2% Prices are still rising faster than the Federal Reserve’s long-run goal, which can keep borrowing costs higher for longer.
- The economy grew at a 2.2% annual rate Continued growth supports company sales and jobs, although very strong demand can also make inflation harder to cool.